This is the Privacy Policy, herein after referred as "Policy",
of BABA NANAK FINANCIAL SERVICES PRIVATE LIMITED("BABA NANAK").
This Privacy Policy uses the terms "our" "us" and "we" to refer to BABA NANAK,
and "you" or "user(s)" to refer to individuals described by the information that BABA NANAK collects
and uses.
Thank you for visiting our website. We value the trust you place in us.
By accessing or using our website, including any subdomain thereof (the "Site"),
you signify that you have read, understand and agree to be bound by these Policy,
regardless of whether you are a registered member of the Service.
This Privacy Policy does not apply to the practice of companies we don’t own or control, or people
that we don’t manage.
We collect personal information from you to help you use our services.
When we say "personal information," we mean information that specifically identifies you.
If you do not wish to agree to this Policy, please refrain from using this website.
1. Information collected by BABA NANAK
Interactions with BABA NANAK or its authorized representatives in respect of such loans and
services, while using this Website.
Availing various loans and services from or through BABA NANAK, individually or together with
third party service provider or business partners viz. banks and financial institutions.
At the time of client acceptance/ registration/ application through any of the sources mentioned
herein in connection with availing products or services of BABA NANAK.
Such information may include your personal details (like name, address, date of birth, father’s
name, mother’s name, etc.), contact details (like your residential address, email address,
telephone/ mobile number etc.), business, credit and financial information, device location and
information, messages, contacts, call logs, emails, log information like your search queries, IP
address, crashes, date and time, browser web storage, application data caches, Cookies and
similar
technologies and data of the such Customers (collectively and individually referred as,
"Customer
Data").
The foresaid Customer Data may be shared with BABA NANAK through variety of sources, including
through:Online and electronic interactions viz. BABA NANAK website, mobile applications, text
messaging or third party applications/ social networks, etc.We promise that the information
mentioned above will not be disclosed to third parties in any way.
2. Eligibility of Use
Persons under age of 18 years are not permitted to get engaged with this site and have no
permission to call for any services / to borrow through this site.
3. Security
Account are protected by a password for your privacy and security. If you access your account via
a third-party site or service, such as Facebook, you may have additional or different sign-on
protection via that third-party site or service. We recommend that you choose an appropriate
password, safeguard your password and limit access to the devices on which you access your account.
We use reasonable organizational and technical measures intended to protect the privacy of your
account and personal information we use or store, but the Internet and our APP are not 100% secure.
We cannot guarantee complete privacy or security for the information that you provide or that we
collect.
4. Limit of Liability
BABA NANAK shall not be liable for any Direct ,Indirect, Punitive Incidental, Special /
Consequential damages / for any damages whatsoever including, without limitation, damages for loss
of use, data / profits arising out of any way connected with the access /use / Performance of this
website’s Function & Features / Interruptions , Delay etc.
5. Indemnification
You agree to protect, defend and indemnify us and hold us and our representatives harmless from
and against any and all claims, damages, costs and expenses, arising from or related to your access
and use of the website in violation of the Terms of Use and/or your infringement, or infringement by
any other user of your Account, of any intellectual property or other right of anyone.
6. Applicability of Policy
While this Policy applies to all personal information collected, stored and used by BABA NANAK, it
is intended to comply only with the applicable laws of India and not any other jurisdiction. All
matters of dispute are subject to the courts in New Delhi (India).
7. Compliance of Laws
BABA NANAK shall always cooperate with regulatory authorities and investigating agencies in India
in the matter of treatment of personal information.
8. Modifications to website
BABA NANAK may modify this Policy in its sole discretion at any time. While BABA NANAK shall make
best efforts to notify you of any such modification, it shall be Your responsibility to read and
understand the Policy as prevalent from time to time. Continued use of the Website shall be deemed
to constitute acceptance of the Policy as amended.
9. GRIEVANCE OFFICER
In case of any grievance or review of information you may contact our grievance officer.